Understand the natural and climate risks affecting your property and prepare for the future with our risk assessments.
People in Sweden may experience increased risks from severe wind, drought, wildfire and other hazards due to climate change over the next 30 years. These risks, through 2050 and beyond, may change depending on how much we reduce emissions in the near future.
Projected increase in average summer temperatures by 2050
Increase in the number of wildfire-prone days projected by 2050
Projected increase in summer drought frequency by 2050
Properties at risk of extreme weather events by 2050
These projections are based on the widely-accepted RCP4.5 climate scenario, which represents a moderate emissions pathway – with greenhouse gas emissions expected to peak around 2040 and then gradually decline, leading to stabilized concentrations by the end of the century. Our analysis uses advanced climate models, high-resolution satellite data, and machine learning algorithms to provide accurate predictions.
Sweden's varied geography leads to region-specific climate risks: southern regions (like Skåne and Västra Götaland) are experiencing more frequent droughts, extreme heat days, and increased wildfire risk, while northern areas (such as Norrbotten and Västerbotten) are seeing faster warming, shorter snow seasons, and more severe windstorms. Our property-specific analysis accounts for these crucial regional differences.
CLIMATIG Score Risk Ratings measure the risk posed by a hazard on a 0-100 scale, based on historical conditions and future projections through 2050. While a lower score indicates reduced risk, it does not mean zero exposure - climate change has complex, interacting local and large-scale effects that impact everyone.
As storms become more intense due to a warming climate, damage to properties and disruption of transport and energy networks are expected to rise.
Sweden is experiencing increased frequency of intense wind events, particularly during autumn and winter storms. While average wind speeds may not change significantly, extreme gusts pose a growing threat to forests, power lines, and infrastructure—especially in exposed coastal and mountainous areas.
Warmer temperatures and reduced summer precipitation can lower soil moisture and groundwater levels, posing risks to agriculture, forestry, and water availability. Droughts also exacerbate wildfire risks and can contribute to structural ground movements due to subsidence in clay-rich soils.
Despite its generally humid climate, Sweden is increasingly vulnerable to summer droughts, particularly in southern and eastern regions like Skåne, Östergötland, and Gotland.
Wildfires in Sweden are becoming increasingly frequent and intense as climate change leads to hotter, drier summers. Rising temperatures and reduced soil moisture create ideal conditions for vegetation to dry out, significantly increasing the risk of ignition and rapid fire spread.
This trend is particularly relevant in forested and rural regions of central and northern Sweden. Projections for the coming decades indicate a continued rise in summer temperatures and longer dry periods, which heightens the risk of wildfire-related impacts on people, ecosystems, and property.
Intense and short-duration rainfall events are becoming more common across Sweden, particularly in summer. When drainage systems are overwhelmed, flash flooding can occur, damaging roads, basements, and other vulnerable structures.
Particularly concerning for properties along Sweden’s southern and western coasts, especially in low-lying areas like Gothenburg and Malmö, rising sea levels combined with storm surges can lead to significant damage to infrastructure and long-term coastal erosion.
Properties situated near Sweden’s major rivers—such as the Göta, Dalälven, and Lule rivers—face elevated flood risk due to heavier rainfall and faster spring snowmelt, which can exceed the capacity of natural and engineered drainage systems.
While Sweden has historically had a cooler climate, the frequency and duration of heatwaves are increasing. Prolonged high temperatures pose risks to health and infrastructure, especially in densely populated areas and buildings without cooling systems.
Sweden’s varied geography means these risks differ significantly between north and south regions. Our analysis identifies locations with the highest risk levels.
Climate adaptation measures can help protect your property and investment from increasing climate risks.
Strong winds can have devastating effects on poorly constructed buildings.
Drought adaptation measures for buildings focus on reducing water consumption, installing rainwater harvesting and recycling grey water.
Protection against wildfires relies on measures beyond the building’s influence, such as raising awareness of the cause of wildfires, early monitoring and control. However, adaptation measures can also be taken at the building level and should be considered if a risk is established.
Climate risks are increasingly factored into property valuations and insurance premiums. Properties with high exposure to heat waves, flooding, or wind damage may face:
Having a detailed risk assessment helps you make informed decisions, negotiate better insurance terms, and implement targeted adaptation measures to protect your investment.
