Understand the natural and climate risks affecting your property and prepare for the future with our risk assessments.
People in Norway may experience increased risks from heavy precipitation, severe wind, landslides and other hazards due to climate change over the next 30 years. These risks, through 2050 and beyond, may change depending on how much we reduce emissions in the near future.
Projected increase in average annual temperature by 2050
Wind gusts during severe storms can exceed this speed
Projected increase in the intensity of heavy rainfall events by 2050
Properties at risk of extreme weather events by 2050
These projections are based on the widely-accepted RCP4.5 climate scenario, which represents a moderate emissions pathway – with greenhouse gas emissions expected to peak around 2040 and then gradually decline, leading to stabilized concentrations by the end of the century. Our analysis uses advanced climate models, high-resolution satellite data, and machine learning algorithms to provide accurate predictions.
Norway’s diverse landscape — from coastal fjords to mountainous interiors — creates significant regional variation in climate risks. Western coastal areas, such as Bergen and Ålesund, are more exposed to intense rainfall, storms, and flooding, while inland and northern regions, like Lillehammer and Tromsø, face increased risk of heavy snowfall, landslides, and rapid snowmelt. Our property-specific analysis accounts for these important geographic differences.
CLIMATIG Score Risk Ratings measure the risk posed by a hazard on a 0-100 scale, based on historical conditions and future projections through 2050. While a lower score indicates reduced risk, it does not mean zero exposure - climate change has complex, interacting local and large-scale effects that impact everyone.
Norway’s steep landscapes and saturated soils make it naturally prone to landslides — a risk that is growing due to climate change.
Increased rainfall, rapid snowmelt, and more frequent freeze-thaw cycles are destabilizing slopes, particularly in western Norway and mountain valleys. Landslides can block roads and railways, damage properties, and pose a serious safety risk to residents in vulnerable areas. Monitoring and early warning systems are critical to managing this threat.
When intensive rainfall occurs in a short period, water systems can be overwhelmed, leading to erosion and damaging floods. These events are particularly dangerous after prolonged drought periods when soil has reduced water absorption capacity.
Climate change is intensifying rainfall in Norway, with more frequent and heavier downpours recorded in recent decades. This trend is expected to continue, especially in western and central regions. These events are particularly concerning in urban areas and steep terrain.
Norway is increasingly experiencing stronger and more frequent windstorms, particularly along the coast and in mountainous regions.
Climate projections indicate an increase in the intensity of wind gusts, especially during the winter months. These strong winds pose risks to buildings, power lines, forests, and transport infrastructure — especially in exposed rural areas and high-altitude regions. Urban areas may also face disruptions, with storm-related damage affecting both property and public services.
Particularly concerning for low-lying communities along Norway’s long coastline, storm surges and sea level rise—especially during extreme weather events—can lead to significant coastal flooding, damaging infrastructure and disrupting transportation.
Properties located near Norway’s major rivers are increasingly exposed to flooding risks due to heavier rainfall and earlier snowmelt. Overflowing river systems can cause property damage and pose threats to transport routes and agriculture.
Extended dry spells in spring and summer—especially in southern and central Norway—can create favorable conditions for wildfires, endangering forested areas, remote homes, and critical infrastructure.
More frequent summer droughts are expected to impact water availability in parts of southern Norway. These events can affect agriculture, hydropower generation, and vegetation, increasing the risk of secondary hazards like wildfires.
Norway’s varied geography means these risks differ significantly between coastal and mountainous areas. Our analysis identifies locations with the highest risk levels.
Climate adaptation measures can help protect your property and investment from increasing climate risks.
Landslides pose a severe threat to buildings, potentially causing them to become structurally compromised, destabilized, or vulnerable to collapse.
Flooding from extreme rainfall events can cause significant property damage.
Strong winds can have devastating effects on poorly constructed buildings.
Climate risks are increasingly factored into property valuations and insurance premiums. Properties with high exposure to heat waves, flooding, or wind damage may face:
Having a detailed risk assessment helps you make informed decisions, negotiate better insurance terms, and implement targeted adaptation measures to protect your investment.
