Understand the natural and climate risks affecting your property and prepare for the future with our risk assessments.
People in Czechia may experience increased risks from heat waves, heavy precipitation, drought and other hazards due to climate change over the next 30 years. These risks, through 2050 and beyond, may change depending on how much we reduce emissions in the near future.
Projected increase in average summer temperatures by 2050
Extremely hot days annually by 2050 (compared to fewer than 3 days in 1991-2000)
Projected increase in the intensity of heavy rainfall events by 2050
Properties at risk of extreme weather events by 2050
These projections are based on the widely-accepted RCP4.5 climate scenario, which represents a moderate emissions pathway – with greenhouse gas emissions expected to peak around 2040 and then gradually decline, leading to stabilized concentrations by the end of the century. Our analysis uses advanced climate models, high-resolution satellite data, and machine learning algorithms to provide accurate predictions.
Czechia's varied landscape results in differing climate risk profiles across regions. Lowland areas such as Central Bohemia and South Moravia are more exposed to extreme heat and drought, while highland and mountainous regions like the Bohemian Forest and the Krkonoše Mountains are more prone to heavy precipitation, flash floods, and landslides. Our property-specific analysis accounts for these important regional differences.
CLIMATIG Score Risk Ratings measure the risk posed by a hazard on a 0-100 scale, based on historical conditions and future projections through 2050. While a lower score indicates reduced risk, it does not mean zero exposure - climate change has complex, interacting local and large-scale effects that impact everyone.
Heatwaves in Croatia are becoming increasingly frequent, prolonged, and intense due to climate change. Rising temperatures pose a growing threat to health, wellbeing, and overall quality of life, particularly among vulnerable populations.
Summer temperatures are expected to increase the most, with projections for the period 2041-2070 indicating a rise of approximately 2.5-3°C compared to the reference period (1971-2000). This significantly increases the risk of heat-related impact on people, infrastructure and property.
When intensive rainfall occurs in a short period, water systems can be overwhelmed, leading to erosion and damaging floods. These events are particularly dangerous after prolonged drought periods when soil has reduced water absorption capacity.
Short but intense rainfall events are expected to become more common in Czechia, posing a serious risk of flash floods, especially in areas with dense development or complex terrain. Although annual precipitation may not change significantly, its distribution will, with more rainfall falling in shorter periods.
Rising temperatures and changing precipitation patterns reduce soil moisture and groundwater levels, threatening water availability for farming, industry, and households.
Czechia is experiencing more frequent and severe droughts, especially in lowland agricultural regions like South Moravia. Climate projections suggest that the frequency and duration of drought events will increase further, affecting both crop yields and biodiversity.
Stronger and more frequent windstorms are expected to impact parts of Czechia, particularly in upland and exposed areas. These events can damage roofs, uproot trees, and disrupt energy and transport infrastructure.
Properties near major rivers such as the Vltava, Elbe, or Morava face increased flood risk due to more frequent and intense precipitation events, which may surpass the capacity of existing flood protection infrastructure.
Increasing temperatures and prolonged dry periods elevate the risk of forest fires, especially in southern and central regions. Fires can threaten residential areas near forests and degrade valuable ecosystems.
Czechia has seen a rise in severe hailstorms during the warmer months. These storms can cause extensive damage to vehicles, crops, and buildings, particularly in agricultural regions.
Czechia’s varied geography means these risks differ significantly between lowland and highland areas. Our analysis identifies locations with the highest risk levels.
Climate adaptation measures can help protect your property and investment from increasing climate risks.
As temperatures rise, protecting your property from heat becomes increasingly important.
Flooding from extreme rainfall events can cause significant property damage.
Drought adaptation measures for buildings focus on reducing water consumption, installing rainwater harvesting and recycling grey water.
Climate risks are increasingly factored into property valuations and insurance premiums. Properties with high exposure to heat waves, flooding, or wind damage may face:
Having a detailed risk assessment helps you make informed decisions, negotiate better insurance terms, and implement targeted adaptation measures to protect your investment.
