Solutions for Banks

CLIMATIG for Banks

Protect Your Balance Sheets from Climate Risks

With CLIMATIG, banks can accurately calculate and assess physical climate risks that impact financial assets, helping investors and clients prepare for climate-related challenges.

Why do banks need Climate intelligence?

Climate change poses significant financial threats, with events like wildfires, floods, droughts, and cyclones endangering asset values across public and private sectors.
Integrating climate risks into credit risk modeling, including Probability of Default (PD) and the pledge ratio (LTV), allows realistic assessment of long-term exposure.
With Climate Intelligence, banks can not only identify but accurately measure the costs of natural catastrophes, leading to better planning and faster decision-making.

Key Features and Benefits of CLIMATIG

Simplified Physical Risk Integration:
Our platform streamlines climate data analysis, providing banks with immediate insights into physical risk scenarios and helping to safeguard investments with minimal data processing. This approach includes tailored “haircut” calculation to account for climate-related devaluation and supports comprehensive assessment of economic and financial impacts.

Climate-Aware Credit Risk Assessment:
CLIMATIG supports stress testing – projecting the impacts of extreme events on property values and enabling assessments of economic and financial impacts through 2100. This integration ensures comprehensive physical risk scenarios and enhances investment vetting for residential and commercial mortgages.

Physical Climate Risks in ICAAP:
Recognizing the importance of physical climate risks is crucial for the Internal Capital Adequacy Assessment Process (ICAAP), which requires to assess capital adequacy and maintain robust risk management.

Strategic Planning for Climate Resilience:
Equip your team to meet investors’ ESG expectations, protect high-value assets, and support resilient portfolio growth by integrating climate intelligence directly into strategic planning.

Need Climate Intelligence for something unique? We’re here to help.

Set a new standard for banking services

Go from this…

Risking losing money on businesses & industries that will be obsolete in the next decade or beyond
Wanting to align with the global sustainability agenda but not knowing where to start
Struggling with fragile sources of capital that are vulnerable to severe climate-related damage

to this!

Prioritize assets that are more resilient to extreme weather events with science-backed investment portfolios
Begin your journey towards climate action with Climate Intelligence— run climate-related cost predictions, risk assessments, and predictive analytics for assets anywhere in the globe
Plan for the worst scenarios with confidence. Run numbers involving physical climate risks in just a few clicks