Climate stress testing is becoming a core expectation across European banking supervision. However, many institutions are still in the early stages of implementation.
Common challenges include limited availability of granular data, difficulties linking climate scenarios to financial metrics such as probability of default or loan-to-value, and reliance on manual processes.
A key issue is not the absence of climate models, but the lack of usable, decision-ready outputs.
Climate intelligence platforms address this gap by transforming complex climate data into actionable financial insights.
Climatigs enables banks to:
- assess physical climate risks at asset level using high-resolution data (up to 10 meters)
- run forward-looking scenarios aligned with widely used climate pathways
- translate climate exposure into financial impact, including cost projections and asset valuation changes
This allows banks to move beyond compliance-driven stress testing and integrate climate considerations directly into risk management and decision-making processes.