CLIMATIG @ Insurance Innovators Nordics

COPENHAGEN · 4–5 MARCH 2026 · BELLA CENTER

Climate risk intelligence built for insurers.

CLIMATIG delivers address-level physical climate risk scores across 12 hazards, enabling smarter underwriting, clearer NatCat exposure, and audit-ready CSRD reporting.

THE CHALLENGE

Climate losses are hitting three-digit billions annually and most insurance pricing still doesn’t reflect tomorrow’s risk.

Extreme weather events are becoming more frequent and severe. Traditional cat models rely on historical data that increasingly misrepresents future exposure. Underwriters, risk teams, and ESG officers across the Nordics need forward-looking, address-level intelligence, not regional averages.

CLIMATIG closes that gap: science-grade physical climate risk, translated into actionable scores your entire organization can use.

USE CASES FOR INSURERS

Three ways CLIMATIG
strengthens your business

1. UNDERWRITING & PRICING

   Address-Level Risk for Better Underwriting Decisions

   Assess flood, heat and wildfire risk per address to improve underwriting decisions and pricing accuracy.

   CLIMATIG provides high-resolution climate risk scores at the individual asset level — enabling underwriters to price risk more precisely, reduce manual assessments, and accelerate quote turnaround.

   – More accurate, risk-reflective premiums
   – Faster underwriting cycle times
   – Lower loss ratio on high-risk locations

2. PORTFOLIO RISK & REINSURANCE

   NatCat Exposure Across Your Entire Portfolio

   Aggregate climate risk across portfolios to understand NatCat exposure and support reinsurance negotiations.

   CLIMATIG aggregates address-level risk data into portfolio-level insights, helping risk and reinsurance teams identify geographic concentrations of flood, heat and wildfire exposure.

   – Full portfolio visibility and hotspot mapping
   – Stronger positioning in reinsurance negotiations
   – Data-driven risk concentration limits

3. ESG / CSRD REPORTING

   ESRS E1 Physical Climate Risk Disclosure

   Quantify physical climate risk exposure for CSRD / ESRS E1 reporting and internal climate risk governance.

   CLIMATIG delivers auditable, address-level climate risk indicators that support ESRS E1 disclosures on physical climate risks and the climate resilience of insured assets.

   – Faster, structured CSRD reporting
   – Audit-ready climate risk data
   – Stronger internal climate risk governance